The number of fraudulent whiplash claims from road accidents has fallen since the introduction of the Legal Aid, Sentencing and Punishment of Offenders Act (LASPO).
According to statistics from the Institute and Faculty of Actuaries (IFOA) legal fees for whiplash injury claims have reduced by 65%, with whiplash-type bodily injury claims falling 19%.
Beneficial to Genuine Claims
As a result of the declining fraudulent claims, the legal fees, and the cost of making a claim has significantly reduced aiding those wishing to make a claim due to a genuine injury.
The change to the number of deceitful claims has also benefitted motorists with insurance premiums lowering in price as a result of the changes. According to the AA insurance premiums have fallen by 10% in a year.
Lower Premiums
Janet Connor, managing director of AA Insurance, said: "The underlying trend is upward, although I think premiums will struggle to rise past 10% by the end of the year."
Ms Connor also praised the government's decision to implement future legislation that made it obligational to have a medical assessment when making a personal injury claim.
She said: "This would put off those looking for an easy cash win but would not discourage those with a genuine injury."
Scotland remained the cheapest area in the UK to insure a car despite a contrasting 0.5% rise in premium fees.
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